Citibank® Paylink for Cards

Profit every time you pay - with a simpler, more efficient payment process

Citibank® Paylink for Cards is a revolutionary new payment solution that connects buyers and suppliers more efficiently than ever before. This file-based commercial payments solution integrates a purchasing card into your organization's accounts payable system to streamline your vendor payments and deliver consistency across payment types.

Developed to meet your dynamic business needs, Citibank® Paylink for Cards offers the benefits of a purchasing card with the control and consistency of a traditional buyer-initiated payment. This end-to-end commercial payments solution puts you in control of your payments -allowing you to make vendor payments with the efficiency of an ACH, using a purchasing card account. This new payment flexibility allows you to take advantage of merchant discounts, expand your purchasing card program, and optimize your working capital.

Citibank Paylink for Cards seamlessly passes information to all parties - from settlement through reconciliation - without manual handling. The process is simple. Once you have approved a supplier invoice, you decide when to make the file-based payment. When we receive the payment file from your AP system, we will process your payment through the payment gateway and the supplier will receive the funds directly into their merchant bank account. Payments are processed on your schedule, in the amount you direct. All information is securely maintained in the payment gateway where it is matched and validated each time a payment is processed -so you will never need to share confidential credit card information with your suppliers, and you no longer need to store and manage supplier banking information. This comprehensive payment solution is simple, secure, and easy to implement because it leverages your existing processes and infrastructure.

Process Flow for Citibank® Paylink for Cards

1. Buyer sends purchase order to supplier, receives and approves invoice
2. Buyer sends payment file to Citi
3. Citi validates file, matches supplier data, and routes payment to acquiring bank
4. Supplier receives payment directly in their acquiring bank account
5. Buyer receives reconciliation file; supplier receives remittance data from Citi

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With Citibank Paylink for Cards, you can streamline all your payments into one workflow...so you spend less time processing payments and more time profiting from them.